ZAANDAM, Netherlands -- Smart cards called "chipknips," with stored cash value and debit capability, will be accepted as a form of payment early next year at Albert Heijn food stores operated by Ahold here. The chain expects front-end productivity gains, especially on smaller orders, a spokesman told SN, because smart card transactions are processed off-line in three seconds -- far quicker than cash, checks and on-line debit and credit card orders. The rollout of smart card terminals to ...

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