Who would have thought that Sept. 11 could impact the plain old paper check? Yet one of the many consequences of Sept. 11 is that when all of the nation's airports were closed following the terrorist attacks, the movement of paper check payments also stopped, slowing up the flow of billions of dollars. A law passed last fall is poised to change the way banks handle checks and could impact retailers as well. That law is The Check Clearing for the 21st Century Act ("Check 21"), signed by ...

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