The conventional health insurance plan, if not dead, is in serious need of resuscitation. Soaring health care costs, continued HMO inflexibility in meeting patient needs, and a historic contract settlement involving the "big three" supermarket chains in Southern California have driven that point home to the food retailing industry. New strategies, said human resource experts, are required to keep employer premiums at a manageable level, while safeguarding the health care benefits many ...

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