SHEBOYGAN, Wis. -- Schultz Sav-O Stores here said increased health-care costs and fees related to exploring strategic alternatives contributed to an earnings decline for the second quarter and first half ended July 15. elman, chairman, president and chief executive officer, said the drop in earnings resulted from increased competition in several markets; a 38% increase in the cost of providing retail health and accident insurance for employees, representing an increase of $270,000 for the ...

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