BENTONVILLE, Ark. — What's next for Wal-Mart's banking efforts? Facing an avalanche of criticism and governmental resistance, Wal-Mart Stores here this month withdrew its application for an industrial loan company charter, which would have allowed it to operate a banking entity. However, the apparent defeat could mark an expansion of the retailer's banking-related products in partnership with other financial companies. “Our strategy is to develop more financial services products to ...

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