CHARLESTON, S.C. — Shoppers who spent heavily at online retailers over the holiday season will cut back spending early this year while they pay those bills, according to a forecast released Tuesday by America’s Research Group here. The projected “retail hangover” will be fueled by increased credit-card debt that came along with the surge in Internet spending, according to Britt Beamer, ARG chairman. Surveys by ARG indicated that 43.8% of shoppers exceeded their ...

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