NEW YORK — Moody's Investor Service here said Friday it believes overall credit conditions in the U.S. retail industry will “materially improve” over the next 12-18 months, with operating income growing and sales moderating — an overview that prompted the agency to change its outlook for the retail sector to “positive” from “stable.” Moody's also said it believes the supermarket sector has reached “a point of stability” as the negative impact of deflation and competitive discounting “has ...

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