BOSTON -- Atlantic-ACM, a strategy consulting firm based here that monitors the prepaid phone-card industry, projects that retail will overtake the promotional sector of the industry by the year 2000. . By the year 2000, retail sales will have shot up to 58% of all sales. It's estimated that prepaid cards will grow to a $2.5 billion business within the next three years, said Judy Reed Smith, chief executive officer of Atlantic-ACM. This year about $1.1 billion will be generated in prepaid ...

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