NEW YORK -- After spending with abandon in the first half of the year, consumers are facing the second half with trepidation. For the first time since March, the Consumer Confidence Index fell, to 98.2 from 105.7. The report led investors to pare their holdings in retail stocks, as the S&P Retail Index slipped 0.51, or 0.1%, to close at 388.92 on the day the consumer confidence numbers were released. Other major indices initially retreated on the news, but then rebounded to finish with ...

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