A number of retailers found 1995 to be a year of transition. Some grappled with debt while others filed for Chapter 11 protection. Management changes went hand in hand with some of the events. And some bounced back after successfully dealing with past years' challenges. The year wasn't far advanced before Grand Union Co., Wayne, N.J., filed a prenegotiated Chapter 11 plan; that came in January. The chain emerged from bankruptcy protection in June with a lower debt obligation, then ...

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