NEW YORK -- While residents of Manhattan's Upper West Side have been experiencing cashless commerce via the recent launch of a test of smart-card technology, some supermarket retailers are still awaiting terminals needed to process their customers' smart-card transactions. The smart cards, which contain a microprocessor chip capable of storing cash values of up to $500, were mailed to Upper West Side residents with a listing of more than 700 merchants participating in the pilot program, ...

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