NEW CAANAN, Conn. – Retail sales over the holiday season will grow at less than half of last year’s rate as consumers struggle amid slow disposable income growth, stubborn unemployment woes — and beginning post election, “fiscal cliff” fears, a consulting firm here said. Customer Growth Partners’ 11th annual Holiday Forecast calls for a “mediocre” year-over-year increase of 2.8% in retail sales, down from last year’s rate of 5.8% ...

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