NEW YORK — About a quarter of consumers surveyed said they anticipated spending some or most of the savings they will receive through the one-year payroll-tax reduction effective Jan. 1, according to a poll by the International Council of Shopping Centers and Goldman Sachs. About 16% of consumers said they would spend some of the extra take-home pay, and 9% said they would spend most of it. The tax reduction, which reduces workers' withholding rate to 4.2% to from 6.2% for Social Security ...

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