WASHINGTON — The Department of Justice said last week that Visa and MasterCard have agreed to a proposed settlement of a civil antitrust action against them that would allow merchants to begin steering customers toward lower-cost methods of payment, marking a major victory for retail groups. American Express, however, the third card issuer named in the antitrust suit, did not agree to the settlement, so retailers remain bound by their agreement with that company not to favor one type of ...

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