WASHINGTON — The Senate on Thursday voted to pass a massive financial-reform bill that promises immediate changes in the way retailers accept debit cards. The Dodd-Frank Wall Street Reform and Consumer Protection Act, which was expected to be signed by President Obama, for the first time directs the federal government to monitor and regulate debit-card interchange fees. The bill gives the Federal Reserve Board nine months to create rules that set a framework for interchange fees to be at a ...

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