For employees of WinCo Foods, Christmas is just around the corner, in July. That’s when they will receive their annual statements telling them how much money is in the personal retirement accounts being kept in reserve for them by the company. WinCo is owned by its workers in an employee stock-ownership program, or ESOP. The Boise, Idaho-based company operates 89 discount stores, with an estimated volume of $5.3 billion. Each year the company puts approximately 20% of an ...

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