Beginning this October, retailers who process most of their Visa card transactions from payment terminals capable of handling EMV chip-based cards will be able to avoid having a PCI data-security audit on an annual basis — and eventually pay lower interchange fees as well. EMV (Europay, MasterCard and Visa) is a global standard for chip cards that has been adopted in Europe and other industrialized countries, but is just beginning to be used in the U.S. EMV cards, which support ...

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